Because payment specialists can’t make a sentence without at least one acronym, here is a dictionary of common abbreviations used in EMV related documents.
|
Acronym |
Definition |
| AAC | Application Authentication Cryptogram, for refusal |
| AAR | Application Authorisation Referral |
| AC | Application Cryptogram |
| ADA | Application Default Action (Visa) |
| ADF | Application Definition File |
| ADVT | Acquirer Device Validation Toolkit (Visa) |
| AEF | Application Elementary File |
| AFL | Application File Locator |
| AID | Application IDentifier |
| AIP | Application Interchange Profile |
| APDU | Application Protocol Data Unit |
| API | Application Program Interface |
| API | Application Priority Identifier (EMV) |
| ARC | Authorisation Response Code |
| ARPC | Authorisation Response Cryptogram |
| ARQC | Authorisation Request Cryptogram |
| ASI | Application Selection Indicator |
| ATC | Application Transaction Counter |
| ATM | Automatic Teller Machine, also known as ABM (Automated Banking Machine) |
| ATR | Answer To Reset |
| AUC | Application Usage Control |
| BER | Basic Encoding Rules (defined in ISO/IEC 8825-1) |
| CA | Certification Authority |
| CAD | Card Accepting Device |
| CAM | Card Authentication Method |
| CAP | Carte à Puce |
| C-APDU | Command APDU |
| CAT | Cardholder Attended Terminal |
| CBC | Cipher Block Chaining |
| CCD | Common Core Definitions |
| CCI | Common Core Identifier |
| CDA | Combined DDA/Application Cryptogram Generation |
| CDOL | Card Risk Management Data Object List |
| CID | Cryptogram Information Data |
| CLA | Class Byte of the Command Message |
| CPV | Card Process Validation (MasterCard) |
| CV | Cryptogram Version |
| CVK | Card Verification Key |
| CVM | Cardholder Verification Method |
| CVMR | Card Verification Method Results |
| CVR | Card Verification Result |
| CVV | Card Verification Value |
| DDA | Dynamic Data Authentication |
| DDF | Directory Definition File |
| DDOL | Dynamic Data Authentication Data Object List |
| DEA | Data Encryption Algorithm |
| DES | Data Encryption Standard |
| DF | Dedicated File |
| DKI | Derivation Key Index |
| DOL | Data Object List |
| DTF | Debit Testing Facilities (pour NIV online) |
| ECB | Electronic Code Book |
| EF | Elementary File |
| EMV | Europay, Mastercard and VISA |
| ETEC | Easy Tests Cards (MasterCard) |
| ETED | End-to-end Demonstration = tests de bout en bout |
| FCI | File Control Information |
| GA | Guichet Automatique |
| GPO | Get Processing Options |
| IAC | Issuer Action Code |
| IAD | Issuer Application Data (EMV – card) |
| IAD | Issuer Authentication Data (EMV – issuer) |
| ICC | Integrated Circuit Card; also known as a chip card |
| ICS | Implementation Conformance Statement (MasterCard) |
| ICVV | Alternate Card Verification Value |
| IDP | Interac Direct Payment; also called POS |
| IFD | Interface Device |
| IFM | Interface Module |
| IFS | Information Field Size |
| ISO | International Organization for Standardization |
| JCB | Japan Credit Bureau |
| LCOL | Lower Consecutive Offline Limit |
| LOA | Letter of Approval (Certificat de Conformité EMVCo + MCW) |
| MAC | Message Authentication Code |
| MCC | Merchant Category Code |
| MCI | MasterCard International |
| MCPS | MasterCard Clearing Presentment Simulator |
| MCW | MasterCard Worldwide (MasterCard International) |
| MDK | Master Derivation Key |
| MK | ICC Master Key for session key generation |
| NIV | Network Interface Validation (MasterCard) |
| PAN | Primary Account Number |
| PCA | Certification Authority Public Key |
| PDOL | Processing Options Data Options List |
| PED | PIN Entry Device |
| PI | Issuer Public Key |
| PIC | ICC Public Key |
| PIN | Personal Identification Number |
| PIX | Proprietary Application Identifier Extension |
| PK | Public Key |
| PKI | Certificate Authority Public Key Index |
| POS | Point Of Sale = TPV |
| PPSE | Proximity Payment System Environment |
| PSE | Payment System Environment |
| QA | Quality Assurance |
| RID | Registered Application Provider Identifier |
| RSA | Rivest, Shamir, Adleman |
| SAD | Signed Static Application Data |
| SAM | Secure Access Method |
| SCA | Certification Authority Private Key |
| SCD | Interac Shared Cash Dispensing, also called ATM |
| SDA | Static Data Authentication |
| SFI | Short File Identifier |
| SHA-1 | Secure Hash Algorithm 1 |
| SI | Issuer Private Key |
| SIC | ICC Private Key |
| STIP | Stand In Processing |
| SW1 | First byte of the Status Words returned by the card |
| SW2 | Second byte of the Status Words returned by the card |
| TAC | Terminal Application Certification (Interac) |
| TAC | Terminal Action Code (EMV) |
| TAL | Terminal Application Layer |
| TTL | Terminal Transport Layer |
| TC | Transaction Certificate, for approval |
| TDOL | Transaction Certificate Data Object List |
| TIP | Terminal Integration Process (MasterCard) |
| TLV | Tag Length Value |
| TPDU | Transport Protocol Data Unit |
| TSI | Transaction Status Information |
| TVR | Terminal Verification Results |
| UCOL | Upper Consecutive Offline Limit |
| UDK | Unique Derived Key |
| VCMS | Visanet Certification Management Service |
| VIP | VisaNet Integrated Payment |
| VLP | Visa Low value Payment |
| VSDC | Visa Smart Debit/Credit |
| VTS | Visa Test Simulator. |